Credit Issues

 

Do you have bad credit?

Bad credit can happen to anyone. It doesn't matter what caused your credit reputation. Just know that at Southbank Credit we can help your situation and help you rebuild your credit score.

 

Low credit score?

Many people have to deal with low credit score during the course of their lives. It doesn't matter what caused your credit reputation. Just know that at Southbank Credit we can help your situation and help you rebuild your credit score.

Did you enter a consumer proposal?

For may financial institutions a consumer proposal is as dangerous as a bankruptcy and will not give you a loan for a vehicle. Just know that at Southbank Credit we can help your situation and help you get a loan even if you entered a consumer proposal.

Have you filed for bankruptcy?

Sometimes there are no other issue but to file for bankruptcy. Life just isn't over after this. You still need a vehicle to go to work. Just know that at Southbank Credit we can help your situation and help you rebuild your credit score.

 

Did you have a reposession?

A reposession due to non payment can seriously affect your credit score. Unfortunately certain events in our lives can lead to such a thing. If you are serious about rebuilding your credit and you need a car, just know that at Southbank Credit we can help your situation and help you rebuild your credit score.

Are you under collection?

Many people have unpaid collections on their credit bureau even without knowing it. Unpaid collections can seriously affect your credit score. Just know that at Southbank Credit we can help your situation and help you rebuild your credit score.

Do you have a history of making late payments?

At one point in time or another, we all risk having to make some late payments in order to reach both ends. Unfortunately, late payments will affect your credit reputation. Just know that at Southbank Credit we can help your situation and help you rebuild your credit score.

Are you self-employed?

Everybody know that being self-employed has its advantages, but it also can gives you headaches when you need a car loan. This is usually due to the fact that there is no guaranteed income and that could scare most financial institutions. Self-employed people are usually considered as high riskfor lenders, therefore these loans will usually be more expensive than if you were employed. Our business managers will work for you trying to get you the best possible rate for the vehicle you want.

Have you recently filed for divorced?

If you had a car loan before your divorce and your name still appears on the loan after the divorce, your situation may be viewed unfairly by financial institutions. Southbank Credit understands those situations and we can help you get the right loan for your vehicle purchase.

Have you recently moved to Canada?

If you recently moved to Canada, you may have had some issues trying to get a car loan. This is due to the fact that you have no credit history in Canada and financial institutions are reluctant to grant loan without knowing if you are a good client or not. Just know that at Southbank Credit we can help your situation and help you build your credit score and get you a car loan for the vehicle you need

Fill out a credit application now! 

Southbank Credit - The Car Loan Specialists

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